New partnership brings Recoop’s unique multi-peril disaster insurance to Insurish’s extensive distribution network, addressing a critical need nationwide

Northville, MI – February 9, 2025 – Insurish, the one-stop destination for all things insurance, today announced a distribution partnership with Recoop Disaster Insurance (Recoop), the first and only multi-peril disaster insurance product designed to quickly pay claims following a natural disaster. Recoop’s product will now be available to Insurish’s robust partner network, customers, affiliates, and associates of Insurish. 
 
With affordable policies and rapid cash benefits, Recoop covers common gaps in homeowners and renters’ insurance that are putting Americans at financial risk, picking up where traditional coverage stops. It is a simple guaranteed issue product with no deductibles that covers major natural disasters, including hurricanes (with storm surge), wildfires, tornadoes, earthquakes, gas explosions, winter storms, and dust storms.
 
“We are thrilled to partner with Recoop to bring innovative disaster insurance solutions to our customers,” said Randy Williams, Managing Partner at Insurish. “Disaster events can disrupt lives and finances in an instant, and the aftermath often brings tremendous hardship. This partnership allows us to offer our customers rapid recovery benefits and the financial support they need when it matters most. At Insurish, we are committed to helping individuals and families rebuild and recover through comprehensive disaster insurance solutions.”
 
To qualify for Recoop, named insureds must be homeowners or renters with an existing homeowners or renters insurance policy, which is used as proof of insurability and helps keep the cost of the product down. Recoop then works by paying a non-restrictive cash benefit (up to $25,000) to policy holders in a state or federally declared disaster area who have sustained damages of $1,000 or more. Unlike homeowners or renters’ insurance, Recoop sends recovery cash that arrives in the insured’s account within just a few days and can be used for anything at the insured’s discretion.
 
“Seeing the devastation and expense residents faced in the wake of Hurricane Sandy in 2012, we decided something needed to be done so that if and when future disasters hit, Americans had access to an economical risk-mitigation solution that could help protect them against financial ruin,” said Darren Wood, founder and chief product officer of Recoop Disaster Insurance. “This need has never been greater. Offering affordability and access are key parts of our mission, so we’re proud to partner with Insurish to help get our product in front of millions of more American households that can’t afford to go without the additional financial protection we provide.”