The Renters Insurance Claims Process

Posted on:  June 28, 2024

Author: Insurish Team

Learn what to do if items stored inside your rental are stolen, vandalized, or damaged. The claims process should commence soon after an incident occurs within your residence.

Insurance Paperwork

Store your renters’ insurance paperwork with other insurance documents. Your insurance policy will provide you with contact information. Refer to this information if you fall victim to theft, vandalism, or damage.

Renters’ Guidelines

When you move into a new rental, it’s recommended that you take an inventory of all the items that you will ultimately be insuring. Typically, these are items that hold sentimental or monetary value.

  • Audio equipment
  • Furnishings
  • Jewelry
  • Cash
  • Tools
  • Appliances

The list above includes some basic categories typically considered when drawing up a renters’ insurance policy. Your personal list for insurance purposes might resemble this or differ based on your belongings.

It’s important to remember that you can update your renters’ insurance policy at any time. Thus, you’re able to acquire coverage for any new purchases you make continuously. When it’s time to file an insurance claim, you’ll need to refer back to your insurance paperwork.

Point-Of-Contact

The contact information included with your renters’ insurance policy includes the name and number of a representative. You should call this individual if you need to file a claim.

The claims process will start once you’ve filled out the necessary paperwork. The agent will then set up a time for you to meet with an insurance adjuster, who will inspect your premises for any signs of damage or theft.

Contact Insurish LLC

Feel free to contact an Insurish agent whenever it suits you. An agent will be available to consult with you about any concerns you may have regarding your renters’ insurance policy.

Insurish, LLC, headquartered in Northville, MI, offers a wide variety of renters insurance policies. Contact us if you need further guidance to choose the ideal coverage for you. Get a free quote today!

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