Why You Need pet Insurance

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Spot On Coverage

Pets we help find coverage for:

Dogs
Cats

FINANCIAL SECURITY:

Veterinary care can be expensive especially for emergencies or chronic conditions. Pet Insurance assists in covering the expenses associated with unexpected illnesses, accidents, surgeries, and treatments, ensuring you can afford the best care for your pet without worrying about the financial concerns.

EMERGENCIES & ACCIDENTS: 

This coverage provides protection for unexpected injuries resulting from accidents, ingestion of harmful substances, or sudden-onset illnesses.  These situations can lead to significant veterinary expenses, and having coverage ensures your pet receives the necessary care without financial strain. 

LIFELONG PROTECTION:

Pets may face health issues at any stage of life, making early insurance coverage invaluable for lifelong protection. By obtaining insurance for your pet when they’re young and healthy, you ensure continuous coverage as they age and potentially develop health conditions.

PEACE OF MIND:

With Pet Insurance, you can prioritize your pet’s health without worrying about financial constraints.  You’ll be assured that your pet will receive the best possible care whenever it’s needed.

Standard Pet Insurance Coverages:

Wellness Coverage: 

This comprehensive coverage includes preventative care, such as routine wellness exams, vaccinations, and medications for flea, tick, and heartworm prevention. It also covers preventative testing for cancer, recognizing the importance of early detection in improving treatment outcomes.

Did you know that 1 in 4 dogs face cancer at some point in their lives?  Early detection is crucial, as half of all canine cancers are treatable if caught early enough. Watch for signs such as abnormal swellings, sores that do not heal, loss of appetite and weight, bleeding, lameness, or difficulty urinating or defecating. Timely testing increases the success rates of treatment.

Accidents & Illnesses Coverage:

This comprehensive coverage extends to a wide range of injuries and illnesses, including everything from minor incidents to chronic conditions and age-related diseases. This ensures that your pet receives the necessary care, including treatments for orthopedic issues, skin conditions, digestive problems, and more.

Diagnostics Coverage:

This coverage includes diagnostic tests such as bloodwork, urinalysis, x-rays, MRIs, CT scans, lab work, and ultrasounds.  These tests help veterinarians pinpoint health issues and tailor treatment plans accordingly.

Pet Insurance Advantages:

Visit any licensed Veterinarian in the U.S.

No per incident or lifetime cap.

Microchip implant coverage.

Dog & Puppy Plans – Plans start from $16/month.

Cat & Kitten Plans – Plans start from $10/month.

Potential Savings to Explore:

Insurance discounts can differ depending on the insurance provider you select.  It is important to note that not all carriers offer the same discounts.

Flexi-Bundle™ & Save:

Flexi-Bundle™ Discount:  Combine up to four insurance products and select from up to four insurance carriers.

Frequently Asked Questions

To determine the appropriate coverage for your pet, consider the potential unplanned expenses that could impact your ability to provide emergency care. If you have limited cash on hand for emergencies, you might select a lower deductible, typically ranging from $100 to $250. Additionally, many pet owners choose a reimbursement rate of 90%, leaving them responsible for only 10% of unexpected veterinary bills after meeting the deductible.

Preexisting conditions are not covered.

Yes, as long as your policy remains active, your pet is covered. To qualify for a new policy, dogs must be under 8 years old, and cats must be under 10 years old.

The annual benefit limit is the maximum dollar amount that will be paid back to you each year. Annual benefit limits range from $5,000 to $20,000.

Yes, there is a 14-day waiting period for most policies. Once the waiting period is complete, your policy goes into full effect and will cover accidents and illnesses.

Any licensed veterinarian of your choice! We want you to take your cat or dog to the vet you trust. Anticipating travel with your pet? Vet care must take place within the United States and its territories (Guam, Puerto Rico, and the U.S. Virgin Islands) to be eligible for coverage.

No, there is never a penalty for using your pet insurance coverage.

Filing a claim is hassle-free and smartphone-friendly! Simply snap a picture of your itemized accident or illness-related vet bill(s), then upload the photo(s) in the customer portal. Many pet parents receive reimbursement via Venmo or ACH direct deposit within a few days.  You can submit claims up to 270 days after your pet’s care.

Your deductible is the amount you’re responsible for paying towards accidents and illnesses each year before your insurance company begins reimbursing you. For example, if your vet bill totals $1,000 and your deductible is $500, you would pay up to $500. Once approved, your insurance company will apply the appropriate reimbursement to the remaining $500.

We offer insurance solutions for all your personal needs like auto, home, life, health & more. We also offer products for all your business needs, like liability, property, trucks & more. We don’t stop there! We also offer a wide array of car care and safety & security products.

You have two payment options:

Option 1:  Click the Carrier tab, scroll to locate your carrier. Most carriers accept online payments via check, credit card, or ACH.  Click on your carrier’s name and proceed to make your payment.

Option 2:  Click the Customer Center tab. Scroll down to find the Input1 icon. Input1 offers digital payment options, including ApplePay and eWallet.  Click on the Input1 icon, log in, and make your payment. 

Absolutely. We use secure encryption technology to keep your personal information safe. When it comes to your application, we never pull your data without your approval first. We will also never sell your data to any third party…ever.

If you have questions, you can call, text, email, or live chat with a real expert at Insurish who is standing by to help. No matter how you contact us, we will get back to you immediately. For help, click the Contact Us tab.

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Please Note:

At Insurish, we provide general information on insurance products to help you grasp their different aspects. It’s important to note that this information isn’t an insurance policy and doesn’t pertain to any specific carrier’s policy. It doesn’t alter any provisions, limitations, or exclusions expressly stated in an insurance policy. Descriptions of coverages, discounts, and features are concise. For a comprehensive understanding of specific policy details, we recommend reading the applicable policy and consulting an Insurish agent. Coverages and features vary by insurer and state and may not be available in all states. Coverage for accidents or losses depends on the terms and conditions of the actual insurance policy. References to premiums, losses, deductibles, and costs are illustrative and may not apply to your circumstances. Insurish is not liable for the content of third-party sites linked from this page.